Moolala: Money Made Simple with Bruce Sellery
Moolala: Money Made Simple with Bruce Sellery is a podcast that inspires listeners to take control of their finances and live the life they want. Host Bruce Sellery offers practical advice and simple strategies for managing money. The show aims to make personal finance accessible and actionable for everyone.
Episodes
Investing Without Overthinking It: How Canadians Actually Build Wealth
In this episode of Moolala: Money Made Simple, host Bruce Sellery cuts through the noise to prove that smart investing doesn't have to be complicated. Wealth manager Geoff Saab, author of Low Risk Rules: A Wealth Preservation Manifesto, explains the counterintuitive "low-risk anomaly" and why entrepreneurs and everyday investors should watch fees and liquidity instead of chasing hedge funds and pr
Life's Big Transitions & Your Money: Retirement Planning, Career Pivots & End-of-Life Care
Life is full of transitions from starting a career to retirement, and everything in between and each one has a financial dimension. In this episode of Moolala: Money Made Simple, host Bruce Sellery explores how to navigate life's biggest changes with money in mind. Owen Winkelmolen, founder and CEO of the Adviice retirement-planning platform, explains how affordable, AI-powered tools are making de
Money Conversations That Actually Matter: Talking to Your Family About Finances
In this best of episode of Moolala: Money Made Simple, host Bruce Sellery digs into the money conversations we avoid most, starting with the taboo "Bank of Mom and Dad." The Purse founder Lindsey Stanberry unpacks the "boomer lifestyle subsidy" and the myth of the self-made success story, while RBC's Lucianna Adragna shares new poll findings on why parents hesitate to talk to their kids about mone
The Psychology of Money (Why We Do What We Do)
In this Best Of episode of Moolala: Money Made Simple, host Bruce Sellery explores the powerful connection between money and mental health. ADHD coach Leanne Gawley explains why budgeting feels different for neurodivergent brains and shares practical tips for managing impulse spending, time blindness, and financial overwhelm. Deloitte psychologist and behavioural scientist Michelle Hilscher reveal
Money Mistakes We All Make (and How to Fix Them) } Full Episode
In this episode of Moolala: Money Made Simple, host Bruce Sellery digs into the money mistakes we all make and how to overcome them. Certified financial planner Hanna Horvath unpacks "friction maxxing," the trend of intentionally making spending harder (and saving easier) to curb impulse purchases. Financial coach Alana Abramsky of Broad Money walks through seven popular budgeting methods, the tra
Why Canadian Arts Organizations Can't Get a Credit Card And the Case for a Bank for the Arts
Theatres, symphonies, and galleries are the backbone of Canadian culture, so why can't many of them get a basic corporate credit card or line of credit? Jamie Bennett, consultant at Lord Cultural Resources, joins Bruce Sellery to expose the gap between arts organizations and Canada's financial services sector, explain why it's largely a problem of education and business language, and make the case
Drowning in Debt? Here's What a Licensed Insolvency Trustee Can Do for You
If you're struggling with debt you can't manage, a Licensed Insolvency Trustee (LIT) may be the most powerful resource you've never heard of. Caryl Newbery-Mitchell, Senior Vice President at MNP's Consumer Insolvency Practice, Canada's largest insolvency firm, explains what situations lead people to seek help, how a consumer proposal works, what an LIT can and can't do, and how to tell a legitimat
The Planet Money Book: How Economics Shapes Everything From Food Banks to Dating Apps
Alex Mayyasi, longtime contributor to NPR's Planet Money podcast, joins Bruce Sellery to talk about the new book Planet Money: A Guide to the Economic Forces That Shape Your Life. From the "Pickle Problem" at food banks to Argentina's failed BlackBerry factory, the economics of remote work, and the algorithm quietly running dating apps, Alex breaks down how everyday economic principles affect deci
How Money Shapes Our Lives: Economics, Debt Relief & the Future of Arts Funding | Full Episode
What does economics have to do with food banks, dating apps, and the Canadian arts scene? In this episode of Moolala: Money Made Simple, host Bruce Sellery sits down with Alex Mayyasi, a longtime contributor to NPR's wildly popular Planet Money podcast and author of the new book Planet Money: A Guide to the Economic Forces That Shape Your Life. He is here **to unpack how economic principles touch
Driver's Ed for Money: Teaching Kids Smart Financial Habits Early
Karen Holland, an economist and early financial educator and founder of Gifting Sense, introduces Spending Ed: Driver’s Ed for Money, a practical kit designed to help kids ages 10–15 build lifelong money habits before bad ones take hold. Using the familiar framework of a learner’s permit, Karen walks through mindful spending tools, trade-off exercises, and back-to-school budgeting strategies that
Division of Labour: How Real Couples Split Work, Kids & the Household in 2026
Financial journalist Alicia Adamczyk from The Purse shares insights from her ongoing Division of Labour series, which profiles real couples and how they navigate the daily split of childcare, household tasks, and finances. From stay-at-home dads to same-sex couples rewriting the rulebook, Alicia explores how gender norms still shape, and sometimes limit, the choices couples make at home.
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The Ambition Penalty: How Corporate Culture Pushes Ambitious Women Out
Author Stefanie O'Connell joins Bruce to unpack her data-driven book The Ambition Penalty, revealing how workplace culture tells women to lean in, then penalizes them for doing exactly that. From biased performance reviews to salary negotiation backlash and the "paradox of meritocracy," Stefanie explains why the problem isn't women's ambition, but the environments responding to it differently base
Women, Work & Money: Ambition, Household Equality and Raising Financially Smart Kids | Full Episode
Why do ambitious women keep getting penalized at work even in 2026? In this episode of Moolala: Money Made Simple, host Bruce Sellery sits down with author Stefanie O'Connell to dig into her data-driven book The Ambition Penalty, which reveals how corporate culture tells women to step up and then pushes them back down through biased performance reviews, salary negotiation backlash, and the "parado
A Tax Credit That Could Help 10 Million Canadians Save for Retirement at Work
Nearly 10 million Canadians have no access to a workplace retirement plan and the problem is most severe at small and mid-sized employers. Alex Mazer, co-founder and CEO of Commonwealth, joins Bruce to make the case for a Small Employer Retirement Plan Tax Credit: a federal incentive that could reduce the cost of setting up a group retirement plan by roughly 40% over three years, including up to $
The Rise of the Permanent Renter — What Canada's Housing Crisis Really Means for Your Wealth
For decades, buying a home was seen as the cornerstone of financial security in Canada. But with Toronto and Vancouver homes priced at 10 to 12 times the average family income, more Canadians are renting well into their 30s and 40s not by choice, but by necessity. Senior Desjardins economist Kari Norman discusses her recent study on the rise of the permanent renter, exploring the data behind affor
How to Tell If Your Finfluencer Is Actually Trustworthy — Introducing the Influencer Safety Score
Financial influencers are everywhere on TikTok, Instagram, and LinkedIn but how do you know if the advice they're sharing is accurate, unbiased, and actually right for your financial situation? Zainab Williams, founder and CEO of Fund Evolve, joins Bruce to walk through her Influencer Safety Score, an AI-powered tool that analyzes financial videos for red flags like sponsored bias, factual inaccur
What to Do With Your Crypto — Tax Rules Every Canadian Investor Needs to Know
With crypto prices swinging wildly, many Canadians are sitting on gains or losses and aren't sure what to do next. Certified financial planner Jason Heath of Objective Financial Partners and Objective Tax and Accounting breaks down exactly how the CRA treats cryptocurrency: when profits are taxed as capital gains versus business income, how switching between coins triggers a taxable event, what to
Crypto Taxes, Finfluencers & the Future of Wealth Building in Canada | Full Episode
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles four pressing personal finance topics for Canadians. Certified financial planner Jason Heath breaks down the tax implications of cryptocurrency, including capital gains and losses, the risks of business income classification, and the importance of proper CRA reporting. Zainab Williams, founder of Fund Evolve, introduces her
Protecting Your Disabled Child's Financial Future: A Guide to RDSPs & Henson Trusts
Carol Willes, Director of Estate Planning at BMO Private Wealth, offers essential guidance for families navigating the financial complexities of caring for a child with a disability. She breaks down the Registered Disability Savings Plan (RDSP), a tax-sheltered account eligible for up to $70,000 in government grants, and explains when and why a Henson Trust is the right tool for passing on an inhe
Financial Fawning & the Trauma of Money: How Your Past Shapes Your Money Habits
Chantel Chapman, CEO and founder of the Trauma of Money Institute, reveals the surprising and deeply personal ways that past trauma, including generational scarcity, relational wounds, and systemic stress, shows up in our financial behaviour. She introduces the concept of "financial fawning" (using money to seek approval and avoid abandonment), explains why scarcity triggers the same brain respons
Queer Joy Is a Superpower: Mischa Oak on Belonging, Allyship & Rainbow Wisdom
Mischa Oak, LGBTQ+ keynote speaker and author of Rainbow Wisdom: 18 LGBTQ+ Life Lessons for Everyone, joins Bruce to explore why inclusion still matters in the modern workplace. Mischa shares how "thinking queerly" means breaking out of imposed boxes, the critical difference between fitting in and truly belonging, and how allies can "queer the space" in their daily interactions. He also explains w
Financial Trauma, LGBTQ+ Inclusion & RDSP Planning: What Canadians Need to Know | Full Episode
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three powerful conversations that connect identity, emotion, and financial well-being. First, LGBTQ+ keynote speaker and author Mischa Oak joins Bruce to discuss Rainbow Wisdom: 18 LGBTQ+ Life Lessons for Everyone, which explores queer joy as a workplace superpower, the difference between fitting in and truly belonging, and
First-Party Fraud Explained: Why More Canadians Are Lying to Get Credit
Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, unpacks the alarming rise of first-party fraud — when individuals misrepresent their own identity or inflate their income to qualify for credit. With economic pressures pushing more Canadians to the financial edge, Equifax data shows first-party fraud is up over 30% year over year, doubling in both credit cards and banki
HELOC Explained: How Home Equity Lines of Credit Really Work (and the Risks)
Ron Butler, principal broker at Butler Mortgage and host of the Angry Mortgage Podcast, breaks down exactly how home equity lines of credit work, the key differences between a HELOC and a traditional mortgage, and the real risks of using one to cover vacations, pay off credit cards, or fund rental properties. He also explains why a HELOC is a demand loan — meaning the bank can reduce or call it on
Thoughtload: Why Your Brain Feels Overwhelmed at Work
Organizational psychologist Dr. Liane Davey explains the concept of "thoughtload" — the invisible drain on your performance caused by cognitive overload, emotional triggers, and depleted energy. She shares how to identify your overwhelm style (whirlwind, stickler, brooder, or rogue), why multitasking is counterproductive, and practical tools like three-tiered priority lists and dedicated "focus an
Overwhelmed and Overextended: Thoughtload, HELOC Risks & the Rise of Credit Fraud | Full Episode
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three pressing issues facing Canadians today. Organizational psychologist Dr. Liane Davey introduces the concept of "thought load" , an invisible tax on your performance and presence driven by rising cognitive demands, emotional triggers, and depleted energy reserves. Liane shares practical strategies to identify your overwh
Buy Now, Pay Later: The Debt Trap Canadians Don’t See Coming
Licensed insolvency trustee and Spergel partner Rob Kilner joins Bruce to break down the explosive growth of Buy Now, Pay Later (BNPL) platforms and the serious financial risks they pose for Canadian consumers. Rob explains the concept of debt stacking of how small incremental payments across multiple accounts can quietly spiral into unmanageable debt and reveals that "interest-free" BNPL isn't tr
What Happens to Your Bitcoin, Photos & Online Accounts When You Die? Estate Planning in the Digital Age
Tim Hewson, CEO and co-founder of Legal Wills, joins Bruce to explore how estate planning has been transformed by the digital era. From cryptocurrency and social media legacy accounts to iPhoto libraries and frequent flyer miles that vanish at death, Tim explains what your executor needs to access, what can and can't be passed on to beneficiaries, and why every Canadian adult needs an up-to-date w
The Future of Work is Grey: Why Older Workers Are Your Organization's Greatest Untapped Asset
Leadership strategist and author Dan Pontefract joins Bruce to unpack the "age debt crisis": the organizational failure to plan for and value older workers and why a demographic shift from a bell-shaped to a bulb-shaped workforce means companies can no longer afford to ignore age. Dan explains why simply replacing experienced employees with AI is a dangerous short-term play, how companies like BMW
The New Financial Reality: Aging Careers, Digital Estates, and Buy Now Pay Later Debt Traps | Full Episode
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three money and work topics you can't afford to ignore. Leadership strategist and author Dan Pontefract joins to discuss his new book The Future of Work is Grey, exploring the untapped value of older workers, the looming "age debt crisis," and why organizations that ignore aging demographics risk a $5.4 trillion knowledge lo
Beyond Financial Literacy: What It Really Means to Be Financially Aware
Certified financial planner Jackie Porter joins Bruce Sellery to make the case for financial awareness, a deeper, more actionable layer of understanding that goes beyond basic literacy. Jackie explains why knowing your cash flow, net worth, and financial blind spots is essential for both risk management and optionality: the freedom to make choices on your own terms. Through real client stories, sh
Inside the Financial Advisory Industry: Rob Carrick on His New Podcast, The FinDustry
After nearly 30 years as the personal finance columnist at the Globe and Mail, Rob Carrick has launched a new podcast, the FinDustry, co-hosted with Shannon Lee Simmons. Rob joins Bruce to talk about why he's turned his lens toward financial advisors themselves, how the industry has evolved on transparency and fees, and what clients should actually expect for their money. He also tackles the rise
First Home Savings Account: Benefits, Drawbacks, and Who Really Wins
Heather Scoffield, CEO of the Canadian Tax Observatory, walks Bruce through new independent research on Canada's First Home Savings Account. While the program was designed to help young Canadians save for their first home, the data tells a more complicated story with higher-income earners are maxing out the account, older Canadians are taking advantage of the lack of age restrictions, and the Bank
The Psychology of Scams: How Criminals Weaponize Your Emotions
Psychologist and Deloitte behavioural scientist Michelle Hilscher joins Bruce Sellery to explore the emotional mechanics behind financial scams. From manufactured urgency and false intimacy to overconfidence bias and the myth that education alone keeps you safe, Michelle breaks down why anyone, regardless of age, income, or savviness can fall victim. She also shares a practical framework for prote
The Truth About Money in Canada: Scams, FHSAs, Financial Advice & Awareness | Full Episode
In this episode of Moolala: Money Made Simple, Bruce Sellery explores the emotional and psychological tactics scammers use to manipulate their victims with psychologist and Deloitte behavioural scientist Michelle Hilscher. It’s all about unpacking why awareness alone isn't enough to protect you and what questions you should ask yourself before you click. Heather Scoffield, CEO of the Canadian Tax
Put Your Pet in Your Will: Guardianship, Cash Gifts, and Pet Trust Basics
Erin Bury, co-founder and CEO of Willful, shares why more Canadians are naming pet guardians and leaving money for their pets’ care. Bruce and Erin cover how pets are treated in Canada, what a cash gift or trust can look like, how to avoid family disputes by writing clear instructions, and practical details to document (vet info, meds, routines) so pets are cared for if something happens.
Find out
Aging Parents & Caregiving Stress: How “Kindly” Is Changing Eldercare
Bruce speaks with Logan Gibson, founder and CEO of Kindly, about the growing reality of caregiving and the time and emotional load it puts on families. Logan explains how Kindly matches families with licensed social workers and provides navigation across planning and crisis moments, including legal/financial preparation, hospital transitions, and exploring home care and living options.
Find out mo
Hope as a Money Strategy: Small Wins, Less Stress, and Better Financial Habits
Award-winning psychologist and author Dr. Robyne Hanley-Dafoe joins Bruce to break down the science of hope and why it’s different from optimism—especially when finances feel uncertain. They talk about hope as trust and agency (not an outcome), how small financial “wins” can reinforce healthier behaviors like saving, and why burnout and toxic positivity can block the spaciousness people need to mo
Financial Planning in Canada: Hope, Aging Parents & Wills Explained | Full Episode
In this episode of Moolala: Money Made Simple, Bruce talks with award-winning psychologist and author Dr. Robyne Hanley-Dafoe to explore the surprising connection between hope and money, and why hope isn’t just optimism, but a practical strategy rooted in trust, agency, and small financial “wins.” Bruce also speaks with Logan Gibson, founder and CEO of Kindly, about how families can navigate aging
Household Debt in Canada Explained: Trends, Warning Signs & How to Get Out of Debt
Credit Canada credit counsellor Brandon Thonson joins Bruce Sellery to unpack the current state of household debt in Canada, where consumers now owe $1.77 for every dollar earned. Brandon shares what he's seeing on the front lines, from people using debt to service debt, to mortgage renewals jumping 15–20%, to a 39% increase in counselling requests at Credit Canada. He identifies the warning signs
Debt After Retirement: What Every Canadian Senior Needs to Know
Licensed insolvency trustee Joshua Harris, CEO of Harris & Partners, joins Bruce Sellery to break down what makes debt uniquely challenging for seniors in Canada. They discuss the realities of living on a fixed income from CPP and OAS, how ageism limits earning potential, and the critical difference between consumer proposals and bankruptcy filings. Joshua explains which assets are protected,
Gender, Money & Longevity: What Every Woman Needs to Know Before It's Too Late
Award-winning Toronto Star journalist Moira Welsh joins Bruce Sellery to discuss her new book The Astonishing Lives of Older Women: How to Create Pleasure Over Peril in the Age of Peak Longevity. Moira shares powerful real-life stories of women in their 70s, 80s, and beyond who are struggling financially, from a woman who lived in her car for nine months to another who went from a yacht club lifes
Household Debt in Canada Explained: Trends, Warning Signs & How to Get Out of Debt | Full Episode
In this episode of Moolala: Money Made Simple, Bruce explores the intersection of money, gender, and aging with three expert guests. Award-winning Toronto Star journalist Moira Walsh shares powerful stories from her new book The Astonishing Lives of Older Women, revealing how divorce, the wage gap, and the motherhood penalty leave women financially vulnerable in their later years and how communal
Moving Money from the US to Canada: Fees, Wires, and More
Vikki Brown lays out common cross-border scenarios (inheritances, property sales, pensions) and the simplest ways to transfer funds. They compare big bank cross-border setups with fintech tools like Wise, explain how FX fees are often built into rates, and cover large-transfer strategies like wiring to a Canadian USD account or using Norbert’s Gambit—plus what to consider around timing and possibl
Common Debt Stories Credit Counsellors Hear (and How to Break the Cycle)
Credit Canada’s Himank Bhatia, certified Credit Counsellor and Financial Coach, discusses what debt looks like in real life right now: payday loan spirals, divorce-driven debt, sports betting debt, and higher-income households living in “fragile luxury.” He explains how fear and shame keep people stuck, why minimum payments create an interest trap, and how support and structured plans (including o
The Emotional Journey of Selling Your Business: Identity, Grief, and “Now What?”
Jonathan Bennett shares what business owners often don’t anticipate: selling can feel like letting go of a big part of your identity. He talks about the grief-like emotional curve, what can go wrong when founders don’t fully “let go,” and why taking intentional time after a sale can help avoid rebound decisions and set up a healthier next chapter.
Connect with Jonathan on LinkedIn.
Credit Card Travel Insurance: What’s Covered (and What Isn’t)
Barry Choi explains why credit card travel insurance is never one-size-fits-all. Coverage can change based on your age, health, trip length, and even how you booked (including using points). They dig into where credit card insurance can be helpful, where it can be misleading, and why rental car coverage can have gaps, such as low coverage caps and no liability protection.
Connect with Barry on Ins
Credit Card Travel Insurance, Debt Traps & Moving Money to Canada: What You Need to Know | Full Episode
Planning a trip and counting on your credit card for travel insurance? Personal finance and travel expert Barry Choi breaks down what credit card travel insurance may cover (and where it can fall short), including key "it depends" factors like age, pre-existing conditions, how you paid (cash vs points), rental car coverage limits, and why standalone policies can be stronger. Then, executive adviso
Mortgage Delinquency Warning Signs & Why Household Debt Matters
Mortgage delinquency is often measured by payments that are 90 days overdue, but mortgages are usually the last debt people fall behind on. CMHC’s Aled ab Iorwerth explains the broader risks of Canada’s high household debt levels and the early indicators that financial stress may be building.
Connect on LinkedIn, YouTube, Instagram, X and Facebook.
Admin Nights: Turn Boring Life Tasks Into a Social Night
Unsubscribes, insurance hassles, forms, and passwords are a modern time-suck. Chris Colin explains the “admin night” idea, the simple rules that make it work, and how community and time-boxing can help people finally get those nagging tasks done.
Find out more at chriscolin.com and connect on Bluesky and Instagram
AI Tax Mistakes: Why Chatbots Get Tax Answers Wrong
The promise of AI is fast answers, but tax rules are personal and easy to misapply. Anita Balakrishnan shares what accountants are seeing, the types of errors that show up most often, and why complex situations still need a real professional double-check.
Find out more at thelogic.co and connect with Anita on LinkedIn.
SimpleFile & Auto-Filing Taxes in Canada
Canada’s filing system is largely voluntary, but millions of Canadians still do not file each year. Jennifer Robson explains how auto-filing could work, who it is designed to help first, and why filing is often the “gateway” to benefits like GST credits, child benefits, and other supports.
Connect with Jennifer on LinkedIn and Bluesky.
Auto-Filing Taxes in Canada, AI Tax Mistakes & Mortgage Debt Warning Signs | Full Episode
AI tools can be helpful, but when it comes to taxes, they can also be confidently wrong. In this episode of Moolala: Money Made Simple, Bruce Sellery talks with Jennifer Robson, Associate Professor, Carleton University, about the federal government’s SimpleFile initiative and how automatic tax filing could help more Canadians file returns and unlock benefits. Then Anita Balakrishnan, Reporter at T
Renter Rights 101: What to Look for Before Signing a Lease
Signing a lease can feel like reading fine print you’re expected to ignore, but the stakes are high. Lawyer Lisa Mackie explains the key terms renters should understand, common red flags, what landlords can and cannot ask for, and how provincial rules, municipal bylaws, and federal protections (like privacy and human rights) shape your rights.
Find out more on ahbl.ca and connect on LinkedIn(ahbl)
Breaking the Taboo: The Reality of the "Bank of Mom and Dad”
Parents supporting adult children is common, but often hidden. Lindsey Stanberry reframes it as a “boomer lifestyle subsidy” and explores why people stay quiet, how childcare and education support can be as powerful as a cheque, and how being more open can reduce shame, comparison, and confusion.
Find out more on thepurse.co and connect on Instagram.
Inside Canada’s Bankruptcy Crisis: Why More Creditors and Higher Balances?
Doug Hoyes breaks down what the latest bankruptcy study shows: higher balances, more creditors, and growing strain that is increasingly structural rather than tied to one crisis event. They unpack the impact of inflation, housing costs, and why people should reach out for help early, before high-interest borrowing makes the math impossible.
Find out more on hoyes.com and connect on X.
Friction Maxxing: The Psychological Trick to Stop Impulse Spending
Online shopping, tap-to-pay, and one-click checkout remove the pause that used to protect our budgets. Hanna Horvath explains “friction maxxing” and shares practical tactics to slow impulse buys, like deleting shopping apps, removing saved payment info, using a 24 - 48 hour waiting rule, and making saving and investing automatic.
Find out more on Substack and connect on Instagram and TikTok.
The Cost of Living: Navigating Rising Debt, Rental Laws, and the "Bank of Mom and Dad" | Full Episode
It’s never been easier to spend money, and that “one click” convenience is quietly reshaping our budgets. In this episode, Bruce explores friction maxing with certified financial planner and money psychology expert Hanna Horvath, including practical ways to slow down impulse purchases and make saving more automatic. Then, insolvency trustee Doug Hoyes breaks down what his firm is seeing in Canada’
Low-Risk Investing for Entrepreneurs: Liquidity, Fees, and Avoiding “Prestige” Investments
Wealth manager and author Geoff Saab (Low Risk Rules) makes the case for simpler, lower-cost, fully liquid investing, especially for entrepreneurs who are used to taking risks in business. They talk about the hidden cost of fees, why illiquidity can be dangerous, and why even pros cannot consistently predict market outcomes, making a disciplined long-term approach more reliable.
Find out more on S
Employee Ownership Trusts in Canada: A New Succession Option for Business Owners
Jon Shell, Chair of Social Capital Partners and a board member at Employee Ownership Canada, explains employee ownership trusts (EOTs) and how they allow employees to collectively own a privately held business through a trust. They cover what changed in 2024, why policy and tax incentives matter, how EOTs are financed, and what research from the US and UK suggests about performance, investment, an
Stock Lending (Securities Lending) Explained: How Investors Can Earn Extra Income
Wealthsimple’s David Mak explains how securities lending works for retail investors, including why someone would lend shares, what borrowers do with them, and how fees are set. Bruce asks the practical questions around risk, collateral, and whether lending affects your ability to sell, plus how stock lending has become more visible as retail investing grows.
Find out more at wealthsimple.com and c
Career Minimalism: What It Is, Why It’s Trending, and When It Makes Sense
Glassdoor career pivot strategist Janel Abrahami joins Bruce Sellery to unpack “career minimalism,” the trend of doing the bare minimum at work to make room for life outside the office. They discuss why it resonates with Gen Z and beyond, how it can be a seasonal strategy rather than a forever mindset, and what employees should understand about trade-offs like performance reviews, advancement, and
From Career Minimalism to Stock Lending: Smarter Moves for Work, Investing, and Ownership
What does career minimalism really mean, and why is it showing up in Gen Z work culture? Bruce Sellery speaks with Glassdoor career pivot strategist Janel Abrahami about the idea of doing the minimum at work to create space for health, family, and life outside the office, plus what this trend can look like for employees and employers. Then, Wealthsimple’s David Mak breaks down securities lending (
Divorce and Insurance: Beneficiaries, Coverage, and Timing Mistakes to Avoid
Divorce is emotionally and logistically overwhelming, which is exactly why insurance details can get missed. Farzana Damji, Senior Director at RBC Insurance, walks through the biggest pitfalls, including outdated beneficiaries, cancelling coverage too soon, and not discussing insurance during settlement conversations. They cover life insurance, disability, and critical illness, and the key questio
Stop the Shame: How to Rewrite Your Money Story
Financial educator and author Kelley Keehn shares the core message of her book Save Yourself and why changing money outcomes often starts with changing your money story. Kelley and Bruce explore identity, shame, and the brain-based patterns that trip people up, plus how AI can help people get more honest, build awareness, and start rewriting the narrative that keeps them stuck.
Find out more at ke
Situational Agency: How to Save More Without Relying on Willpower
Willpower is unreliable, especially in a world where spending is frictionless. CPA and author Robin Taub explains “situational agency,” the idea of designing your environment to make good money choices easier. Bruce and Robin dig into practical levers like paying yourself first, automating bills, and removing spending triggers so you can spend less, save more, and stick with habits that support yo
Loans for International Students: How Libro Credit Union is Closing the Financing Gap
Tuition can be a major barrier for international students pursuing Canadian graduate programs. Shawn Good, President and CEO of Libro Credit Union, explains how Libro partners with leading business schools, including the Smith School of Business at Queen’s University, to offer financing and support. Shawn and Bruce discuss access, inclusion, and what it means to evaluate borrowers when traditional
Better Money Habits: Situational Agency, Insurance Tips for Divorce, and Student Financing | Full Episode
Willpower is a great idea, but it rarely holds up when money decisions get real. In this episode of Moolala: Money Made Simple, Bruce Sellery explores situational agency with CPA and author Robin Taub, breaking down how to design your environment so saving becomes easier and impulsive spending gets harder, from “pay yourself first” automation to removing digital spending triggers. Then, Farzana Da
AI in Fintech: What’s Changing Behind the Scenes at Banks
Artificial intelligence is reshaping financial services, and the biggest changes may be happening where you cannot see them. Bruce speaks with financial planner and fintech expert Jason Pereira about how AI can automate back-office work, improve self-serve tools, and help advisors spend less time on paperwork and more time coaching clients. Jason also explains why AI answers can still be wrong, wh
Money Proud: Personal Finance Through a Queer Lens
What’s different about money for queer people, and what can everyone learn from that perspective? Bruce talks with author Nick Wolny about Money Proud: The Queer Guide to Generate Wealth, Slay Debt, and Build Good Habits to Secure Your Future. They unpack how stress, identity, and life priorities shape financial decisions, why “minority stress” can affect everything from saving to emotional regula
Pay Transparency Laws in Canada: What Changes for Job Seekers
Pay transparency is rolling out across Canada, and it changes the job search in a big way. Bruce Sellery speaks with career coach and Mums at Work founder Allison Venditti about why posting salary ranges matters, how transparency can reduce the motherhood-driven gender pay gap, and what employers need to fix behind the scenes to avoid internal inequities. They also dig into return-to-office mandat
Pay Transparency Laws in Canada, Queer Wealth Strategies, and the Future of AI in Banking | Full Episode
Pay transparency is becoming the law across Canada, and it is reshaping how people job hunt, negotiate, and get paid. Bruce Sellery talks with career coach and Mums at Work founder Allison Venditti about why salary ranges matter, how pay transparency can help close the motherhood-driven gender pay gap, and what employers need to get right as policies roll out. Then Bruce explores AI and personal f
How to Build Financial Freedom After Life’s Challenges with Marlene Chiarotto
Life doesn't always go according to plan, and Marlene Chiarotto's story is a powerful reminder of why financial preparedness matters. As a CPA, Marlene thought she had her financial life under control—until she became a widow at age 42 with two children to support. In this segment, she discusses her book "Achieve Financial Freedom on Your Terms" and the profound lessons she learned about money, le
Choosing and Working with a Realtor: What to Ask and What to Expect with Anne Alkok
Buying or selling a home is one of the biggest financial decisions you'll make, and having the right realtor can make all the difference. Anne Alkok, broker of record at Wahi, shares expert guidance on how to select a realtor who's right for you and how to maximize that relationship. She discusses the important questions to ask potential agents, the value they provide throughout the process, and w
Teaching Financial Wellness to Medical Students & Physicians with Dr. Stephanie Zhou
Medical students face unique financial challenges that most other professionals don't encounter. With average debt loads of $150,000 (and access to lines of credit up to $400,000), delayed earning years, and the complexities of running fee-for-service practices as sole proprietors, physicians need specialized financial education. Dr. Stephanie Zhou developed a groundbreaking financial literacy cur
Scene Change: Turning TV Production Experience into Corporate Roles with Amanda Schultz
Amanda Schultz, founder of Scene Change, knows firsthand how challenging it can be to pivot from the entertainment industry to corporate roles. After working as a TV producer on shows like Big Brother Canada, Amanda made the leap to corporate consulting and now helps other entertainment professionals do the same. In this conversation, she shares how skills like adaptability, project management, an
Career Change Success, Financial Education for Physicians, and Choosing the Right Realtor | Full Episode
This episode explores money management across different career stages and industries. Amanda Schultz, founder of Scene Change, shares her journey from TV producer on shows like Big Brother Canada to corporate consulting, and how she's helping entertainment professionals translate their unique skills, like adaptability and project management, into other industries. Dr. Stephanie Zhou discusses her
AI Scams Exposed: How Fraudsters Use Deepfakes and What You Can Do to Protect Yourself
In our increasingly digital world, financial scams are becoming frighteningly sophisticated. Larry Zelvin, head of the Financial Crimes Unit at BMO Financial Group, exposes how criminals are weaponizing AI to commit fraud through deepfakes, phishing emails, and digital pickpocketing. Discover the warning signs of AI-enabled scams, why QR codes require extra caution, and what banks are doing behind
Money After Trauma: Navigating Financial Windfalls with Emotional Intelligence
When a large sum of money arrives after a traumatic event, whether from a life insurance payout, civil settlement, or class action lawsuit, the emotional complexity can be overwhelming. Trauma therapist Shannon Moroney joins us to explore the intersection of money and trauma, addressing the shame, guilt, and fear that often accompany these windfalls. Learn why you should wait at least one year bef
The Money Habit: Transform Your Finances Using the Accounts You Already Have
What if managing money wasn't about willpower, but about working with your existing habits? Mike Michalowicz, author of The Money Habit, reveals a revolutionary approach to personal finance using multiple bank accounts as a modern envelope system. Discover how behavioral intercepts work, why debit cards are more powerful than credit card points, and how Parkinson's Law can help you spend less auto
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