Perspectives
Each episode we help break down the important economic issues on Canadians’ minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more.
Episodes
The hidden cost of overlooking women’s health
Women's health is getting more attention now, but many women have spent years being told to push through symptoms that were misunderstood, dismissed, or normalized.
In this episode, Dr. Sheila Wijayasinghe, family physician and medical director of Primary Care Outreach at Women's College Hospital in Toronto, explains why the gap in care still reverberates today
Beyond generative AI: How agentic AI is levelling up the technology
Artificial intelligence has quickly become part of everyday life. It helps people write emails, summarize meetings, generate code, and answer questions in seconds.
But the next phase of AI may be less about generating information and more about taking action.
In this episode, Ty Panagoplos, Executive Vice President and Chief Technology Officer at Scotiabank, explains h
Holding steady: Why did the Bank of Canada hit pause once again?
With a slightly more positive but cautious tone, the Bank of Canada announced Wednesday that interest rates would stay put, marking its sixth consecutive hold.
As part of the decision announcement, Bank of Canada Governor Tiff Macklem outlined three key messages for the country’s population.
Oil producer, global prices: Why Canada is not isolated from energy shocks
Oil prices have been moving again, and Canadians are feeling it at the pump. But while changes in gas prices are easy to spot, the forces behind them can be much harder to untangle.
In this episode, Jennifer Stevenson, Vice President and Portfolio Manager with Scotia Global Asset Management, explains what is driving oil and gas prices right now, why events far beyond Canada's borders can still s
What's behind the Bank of Canada's fifth-consecutive rate hold?
For the fifth time in a row, the Bank of Canada announced it would be keeping interest rates unchanged as many economists expected.
There are numerous economic factors the Bank of Canada says it’s monitoring before making any interest rate moves including the ongoing conflict in the Middle East, flat GDP numbers and trade talks between CUSMA countries.
When asked whether a cut or a hike to t
Food inflation 101 – The rising cost of putting food on the table
Food inflation is becoming harder to ignore, and it may still have further to run.
As geopolitical tensions push up energy prices, those pressures are beginning to move through the broader economy. If it persists, it could impact what Canadians pay for food.
Scotiabank’s Rebekah Young joins the podcast to break down why food inflation remains persistent, how global shocks are moving through su
Bank of Canada holds steady for fourth time in a row at 2.25%
The Bank of Canada announced it would be keeping the overnight interest rate at 2.25% as uncertainty looms with the ongoing conflict in the Middle East and the renegotiation of the trade deal between Canada, the U.S. and Mexico.
Scotiabank’s Chief Economist Jean-François Perrault talked with us on April 29 to break down the complexities of the latest rate decision, the scenarios the central ban
Gold 101: Why gold prices rise and what it really signals
In this episode, we break down how gold functions in today’s financial system, from the different ways people invest in it to why it often gains attention during periods of inflation, volatility and uncertainty, with guest Robert Cohen, Vice President and Senior Portfolio Manager at Scotia Global Asset Management. He is co-Portfolio Manager of Scotia Resource Fund as well as Portfolio Manager for
What is economic productivity?
For many, the word “productivity” evokes thoughts of completing a to-do list or running errands. But in economics, productivity refers to how efficiently a good or service is produced with inputs like labour or energy.
And Canada’s economic productivity has been stalling and it’s impacting our economy.
In this episode, Scotiabank’s Director of Forecasting Patrick Perrier joins us to break down
Bank of Canada holds steady as oil-price surge raises inflation risks
Once again, the Bank of Canada held the overnight interest rate at 2.25%, but signalled that higher oil prices due to the war in Iran will push up inflation in the near term.
Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate decision, what it could mean for Canadians and what we could see in the second half of the year.
For legal disclosu
Fraud isn’t going away – here’s how you can protect yourself
You’ve probably received a phone call that looked like it was coming from a reputable institution, but when you pick up you quickly realize something sounds off. Financial scams are becoming more sophisticated, and scammers are even selling their methods online to other fraudsters. These phone calls, phishing emails or questionable text messages target Canadians at every age.
In this episode, w
From Boomers to Gen Z – how different generations approach money and why
In this episode, we’re exploring how different generations approach money — and why — with generational research expert, Kim Lear. She'll help us understand how these shifting attitudes can have big repercussions, dispel some stereotypes and help us bridge the generational divide when it comes to finances.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.c
Bank of Canada holds again – for now
For the second time in a row, the Bank of Canada held the overnight interest rate at 2.25%.
The central bank made the decision citing that little had changed from its 2025 October Monetary Policy Report, so holding rates “remain appropriate” as Canada’s current economic outlook appears uncertain given the re-negotiation of the Canada-United States-Mexico Agreement (CUSMA) and evolving trade polic
Former U.S. Open Tournament Director on empowering women in tennis and in business
Athletes like Billie Jean King or Serena and Venus Williams are known to even non-sports fans as iconic trailblazers when it comes to women’s tennis. But there’s another name, a Canadian, who spent a career off the court helping advance women in the sport and beyond: Stacey Allaster. Among her many accomplishments, she was instrumental in securing equal prize money for women, paving the way for th
Looking ahead to 2026 with investing lessons from 2025
In this episode, we're helping investors gear up for 2026 by looking back at 2025. From trade uncertainty to a lesson on headlines versus reality, to AI, Yuko Girard, Vice President and Portfolio Manager on the Multi Asset Management Team at Scotia Global Asset Management, breaks down the last 12 months and gives us some tips for the year ahead.
For legal disclosures, please visit http://bit.ly/s
What the Bank of Canada’s rate hold might tell us about 2026
The Bank of Canada has held its key policy interest rate at 2.25% after two consecutive cuts.
The central bank’s decision was widely expected and comes as the Canadian economy remains resilient despite tariffs on certain sectors, such as steel and aluminum, and ongoing trade uncertainty.
Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate
How charitable giving fits into financial planning
In this episode, we walk through the ins and outs of modern-day philanthropy with Jacqui Allard, the Group Head of Global Wealth Management and co-executive sponsor of Scotiabank’s Employee Giving Campaign. She has tips on how to simplify and maximize donations, how to figure out where to give, how giving can factor into estate planning at any level and more.
For legal disclosures, please visit
Looking back on a ‘historic’ first year: Cedar Leaf Capital hits a milestone
Canada’s first Indigenous-led, Indigenous-owned investment dealer, Cedar Leaf Capital, just celebrated its one-year anniversary. So, Cedar Leaf’s CEO Clint Davis joins us to walk us through the ups and downs of the first year, the state of Indigenous economic reconciliation, what role organizations like Cedar Leaf play in that process, what the next year might hold and more.
For legal disclosure
So, what exactly is a will?
In this episode Rob McGavin, the Managing Director at Scotiatrust, gives us a primer on wills. We’ll cover the basics from exactly what a will is, why you need one and where to get it. Also, we’ll go a little deeper and explore what roles you might need to assign and who can best fill them, how often to update a will, how to avoid common family conflicts and more.
Estate planning is a very perso
How is AI reshaping the global economy?
In this episode, we dive into a recent Scotiabank report that unpacks how artificial intelligence might affect markets and the economy. Co-authors Rebekah Young, Vice President and Head of Inclusion and Resilience Economics at Scotiabank, and Walid Khalid, the Director of Investment Strategy at Scotia Wealth Management, walk us through the impact AI might have on jobs and productivity, whether the
Breaking down the 2025 federal budget
Prime Minister Mark Carney’s Liberal government has tabled its first budget with major spending aimed at driving economic growth and boosting Canada’s competitiveness but also cuts to various programs.
Rebekah Young, Scotiabank’s Head of Inclusion and Resilience Economics, joins us to break down the key takeaways from the federal government's spending plan, what caught her eye, and what it mean
Bank of Canada lowers rate again, but don’t expect more cuts
The Bank of Canada has lowered its key policy interest rate for a second consecutive time by 25 basis points to 2.25% amid ongoing weakness in the economy and as inflation pressures ease.
Governor Tiff Macklem said the current policy rate is “at about the right level” to keep inflation in check near 2% while helping the economy through this period of “structural adjustment.”
Scotiabank’s Chie
Business journalist Amber Kanwar on why ‘investing changes lives’ — especially for women
In partnership with the Scotiabank Women Initiative, business journalist Amber Kanwar, host of the In the Money with Amber Kanwar podcast, is our guest to talk about women’s relationship with money, how motherhood affects that, her personal journey from TV host to being her own boss and what she’s learned about investing and finance along the way. There is a lot to consider when planning for your
What does sustainability mean when it comes to agriculture?
Sustainability has long been part of agriculture, by necessity and design, but what does it mean for today's modern growers? For Dr. Sally Flis, the Director of Sustainable Ag Programs at Nutrien Ag Solutions, sustainable practices can help producers be more resilient in the face of global economic uncertainty. Sally is our guest along with Janice Holzscherer, the Managing Director and Head of Agr
The evolution of technology in banking
From the impact of the pandemic to AI, security to quantum computing, this episode two industry veterans will walk us through the state of technology in banking. Inci Akpinar, Senior Vice President & Chief Information Officer for Canadian Banking Engineering at Scotiabank, and Sebastian Blandizzi, the Senior Vice President & Chief Information Officer for Data & Global Wealth Technology at Scotiaba
The Truth and Reconciliation Commission ten years out: A conversation with commissioner Marie Wilson
Just over a decade ago, the Truth and Reconciliation Commission (TRC) released its Final Report into Canada’s Residential School System, including its 94 Calls to Action and 10 Principles of Reconciliation. This episode we’ll hear about the legacy of the TRC 10 years later with one of the three commissioners, Marie Wilson. She’ll tell Myan Marcen-Gaudaur, Scotiabank’s Director of Indigenous Relati
Avoid the latest scams with these expert tips
In this episode, we have two experts to break down the latest scams and tell us how to avoid falling victim. From bank impersonation scams to AI and even old-fashioned door-to-door grifts, Detective Constable Valerie Dahan from Toronto Police Service and Aaron McAllister, Vice President of Fraud Threat Management at Scotiabank, run down the red flags and what to do if you suspect you, a loved one
What the first rate cut since March tells us about the economy
Some welcome relief has come for consumers and businesses as the Bank of Canada has decided to lower its key policy rate by 25 basis points to 2.5%, marking the first cut since March.
Scotiabank’s Chief Economist Jean-François Perrault is back to explain what drove the central bank’s decision, what it says about the state of the economy, why we “aren’t out of the woods” yet on inflation, the od
Breaking down 5 key stats to help you interpret the economy
The economy seems to be top of mind for most Canadians’ right now. But it can be hard to understand which stats actually matter and what they mean for us. So, Scotiabank Senior Economist Farah Omran is back this episode to break down five key economic indicators to help you better interpret the state of the economy and understand the headlines.
For legal disclosures, please visit http://bit.ly
Bank of Canada holds rate for third time as Canadian economy shows resilience
The Bank of Canada has decided to hold its key policy rate steady at 2.75%, for the third consecutive time, amid ongoing trade uncertainty.
Scotiabank’s Chief Economist Jean-François Perrault returns to break down the central bank’s decision to hold once again, how Canada’s economy has been stronger than anticipated, possible economic scenarios ahead, and much more.
For legal disclosures, ple
The importance of newcomers to the Canadian economy
Newcomers to Canada are still critical to fuel our country's economic growth, despite recent cuts to immigration targets. In this episode, we’re joined by Kingsley Chak, the Senior Vice President of Deposits and Investments at Scotiabank, and Anthony Bambokian, Senior Economic Analyst with Scotiabank. They’ll discuss Canada’s changing immigration targets and the potential economic impacts that may
Bank of Canada holds its key interest rate steady as inflation strengthens, economy weakens
The Bank of Canada announced that it has held its policy interest rate steady at 2.75% for the second consecutive time as tariff uncertainty continues to loom, the Canadian economy shows signs of weakness and inflation persists.
Scotiabank’s Chief Economist Jean-François Perrault is back on the show to break down the central bank’s latest decision, what’s happening with inflation and in Canada’
What is elder financial abuse?
Financial abuse has been called ‘The crime of the 21st century’ and elder financial abuse in particular is becoming increasingly prevalent. In this episode, our guests are Raeann Rideout, Director of Strategic Partnerships for Elder Abuse Prevention Ontario, and Nicole Daley, Senior Investigator for Central Canada at Scotiabank Corporate Security Investigation Services. They'll explain how elder f
Investing Through the Ages, Part 2: Navigating retirement in an age of volatility
With life expectancy on the rise, people may actually spend more time in retirement than they do working. With that in mind, this episode is the second of a two-part series we’re calling Investing Through the Ages. In it, we’ll work our way through different age groups and break down how they should be thinking about saving and investing at each stage along the way. In this instalment, we’re looki
The business strategy behind the PWHL’s success
The Professional Women’s Hockey League (PWHL) recently announced they'll be adding two new teams next season and league-wide attendance has now surpassed the 1 million mark. What’s been the key to this still-young league’s huge success? Jayna Hefford, the Executive Vice President of Hockey Operations for the PWHL and a four-time Olympic gold medalist with Team Canada, tells us how the business str
How much can free trade between provinces help Canada’s economy?
As talk of U.S. tariffs continues to dominate headlines, one potential homegrown way to mitigate the effects keeps cropping up: interprovincial trade. But just how much impact would removing or reducing the existing barriers to trade between provinces actually have? John McNally, Economist and Senior Policy Advisor at Scotiabank, is our guest to tell us what the main roadblocks to interprovincial
Investing Through the Ages, Part 1: What to set aside (and how) during your working years
No matter what stage you're at in life, saving and investing can seem daunting. That’s why this episode, we're bringing you the first of a two-part series we’re calling Investing Through the Ages. In it, we’ll work our way through different age groups and break down how they should be thinking about saving and investing at each stage along the way. In this installment, we’re focusing on what exper
Bank of Canada 'coin toss' lands with a hold amid global economic uncertainty
The Bank of Canada announced that it held its policy interest rate steady at 2.75% — a pause after seven consecutive cuts — as uncertainty about tariffs and the economy continues to cloud the global outlook. Experts were split on whether the central bank would deliver a cut or a hold.
Scotiabank’s Chief Economist Jean-François Perrault returns to break down the announcement, provide some contex
What is Indigenous economic power? An interview with author and entrepreneur, Carol Anne Hilton
In this episode, our guest is Indigenous entrepreneur, CEO and founder of the Indigenomics Institute, Carol Anne Hilton. Her first book, Indigenomics: Taking a Seat at the Economic Table came out in 2021. Her new book is titled The Rise of Indigenous Economic Power: Deconstructing Indian Act Economics. You’ll hear a conversation between Carol Anne and Clint Davis, CEO of Cedar Leaf Capital, the fi
More than just fishing - breaking down the diverse and vibrant Atlantic Canadian economy
When they think about the economy of Canada’s Atlantic provinces — New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland and Labrador — no doubt many Canadians’ minds first go to the fishing industry. But it's so much more than that. In fact, the Atlantic economy has taken on a new sense of vibrancy and diversity in recent years. Scotiabank’s Atlantic Regional Senior Vice President Nic
As Canadians head to the polls, a challenge to strengthen the Canadian economy
A federal election in Canada is just a few weeks away and top of mind for many voters is the economy and the volatile trade situation with the U.S. Rebekah Young, Vice President and Head of Inclusion and Resilience Economics at Scotiabank, is our guest to tell us how the election could be an opportunity to think about how we make the Canadian economy more resilient and less vulnerable to external
Unpacking the latest interest rate cut as tariff situation escalates
The Bank of Canada has announced it has cut its policy interest rate by 25 basis points, bringing it down to 2.75% amid looming threats and what the central bank called “pervasive uncertainty”. Scotiabank’s Chief Economist Jean-François Perrault returns to the podcast to help unpack the announcement, how the uncertainty alone may be impacting Canadians, the outlook for Canada’s economy, and much m
Navigating the markets in a world of tariffs
Severe U.S. tariffs were imposed on Canada and Mexico this week, and the situation continues to evolve by the hour. Regardless of how long they last or if some sort of compromise is found, many Canadians are worried about the potential impact on their portfolios. Here to help us make sense of all this market uncertainty is Andy Nasr, Chief Investment Officer at Scotiabank Global Wealth Management.
8 simple tips to protect yourself from the latest scams
March is Fraud Prevention Month and Tammy McKinnon, Scotiabank’s Senior Vice President of Global Fraud Management is back to bring us up to speed on the latest scams and has eight simple tips for how to avoid falling victim.
For more fraud prevention resources, check out Scotiabank’s Cybersecurity and Fraud Hub.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scoti
Real estate update: Why the market is likely to heat up this spring
Despite general economic uncertainty, there’s reason to be optimistic about Canada’s housing market. Tracy Gomes, Senior Vice President of Real Estate Secured Lending at Scotiabank and Scotiabank Chief Economist, Jean-François Perrault join us to give the lay of the land ahead of what is shaping up to be a strong spring real estate season.
For legal disclosures, please visit http://bit.ly/sociald
How to talk to your partner about money
Finances aren’t the most romantic conversation starter. But it's a talk that has to happen sooner or later in every relationship. And according to our guest, learning to have productive discussions about money can help you have healthier conversations in other aspects as a couple. So, life transitions expert, speaker, coach and consultant for Scotiabank and The Scotiabank Women Initiative Dr. Amy
How a trade war was averted — for now — and what happens next
Canadians breathed a sigh of relief late Monday when U.S. President Donald Trump and Prime Minister Justin Trudeau announced an agreement to pause threatened tariffs that would have had a huge impact on the Canadian economy. The pause is for 30 days, during which time Canada and the U.S. will discuss other economic issues between the two countries.
Scotiabank Chief Economist Jean-François Perrau
Another interest rate cut amid tariff uncertainty
The Bank of Canada has announced yet another interest rate cut. This time, a 25-basis-point reduction that brings the policy interest rate to 3%. Scotiabank’s Chief Economist Jean-François Perrault returns to break down the announcement, explain how things like potential tariffs and other political uncertainties may weigh into future decisions and much more.
For an up-to-date breakdown of the Ban
A path to recovery through sport: The Invictus Games return to Canada
In just a few weeks, Vancouver and Whistler will host the Invictus Games, an international adaptive sporting competition for wounded, injured and sick military service members and Veterans. This episode we’re joined by former Invictus competitor Mike Bourgeois as well as Nick Booth, CEO of the True Patriot Love Foundation. They’ll tell us about the games themselves (and how Prince Harry, The Duke
2025 Market Outlook – 8 key themes to watch for this year
In this episode, we break down some key themes that will shape the investment landscape in the new year. Hugo Ste-Marie is our guest. He’s the Director of Portfolio and Quantitative Strategy in Equity Research at Scotiabank and tells us where he thinks markets may head, where there may be opportunities as well as risks, the possible impact of a new administration in the U.S. and much more as we st
7 Simple tips to de-stress your financial life in 2025
As we head into 2025, household finances are still a large source of worry for many Canadians. So, Devon Lacombe, the Vice President of Retail Investments at Scotiabank, is our guest this episode and has seven simple, practical tips to de-stress your finances. From a no-fuss approach to budgeting to tools that make saving easier and much more to help make the new year a less worrisome one.
For
Another big Bank of Canada rate cut – what does it mean for you?
The Bank of Canada has announced a 50-basis-point reduction – the second in a row – that brings the policy interest rate to 3.25%. As always, here to break down what this latest announcement means for Canadians is Scotiabank’s Chief Economist Jean-François Perrault.
He tells us what factors may have led to this decision, what it might indicate about the health of the Canadian economy, if and whe
What is regenerative agriculture? And why it makes economic sense
In this episode, we leave the studio and record in the field. Literally. We visit the green pastures of Paul Meunier & Sons Farms Ltd., a cattle farm located just outside of Edmonton, Alta., to speak with co-owners Chad and Stacey Meunier. They’ll not only walk us through their unique way of farming, but also their unique way of running a business.
For legal disclosures, please visit http://bit.l
Leadership Series: Author Dan Pallotta wants to change how we think about non-profits
This episode, we bring you another instalment in our series where leaders at Scotiabank interview experts on an issue that resonates with them. Today, you’ll hear a conversation about re-thinking the typical approach to charitable giving hosted by Nicole Frew, Executive Vice President & Co-Head of Global Banking and Executive Champion of Scotiabank’s Employee Giving Campaign, with activist, speake
Why Canadians are approaching this holiday spending season with ‘caution’
Black Friday marks the unofficial start of the holiday shopping season. So, we're taking the pulse of Canadian consumers and retailers. John Zamparo, Analyst in Retail and Consumer Products at Scotiabank is our guest and will tell us why Canadian retailers and consumers are feeling cautious, where bargain hunters may (or may not) find some deals, what trends he’s seeing and much more.
For legal d
10 estate planning myths busted
Do you have a will? For almost half of Canadians, the answer is no – and the task of creating one is likely at the bottom of their to-do list. The process can seem complicated or even intimidating. So, this episode we’re going to help make things less daunting by debunking some common misconceptions around wills and other end-of-life documents. Erin Bury, Co-founder and CEO of Willful, a Canadian,
A look ahead at the economy post-election and beyond (LIVE)
In this episode, we bring you a live discussion all about what might be in the cards for the next few months and into 2025 when it comes to the Canadian economy and beyond. Jean-François Perrault, the Chief Economist at Scotiabank, and Myles Zyblock, Chief Investment Strategist at Scotia Global Asset Management, are our guests and discuss everything from what the results of the U.S. election might
5 (more) common investing mistakes to avoid
In this episode, we’re highlighting five more missteps that investors seem to make time and time again. Yuko Girard, Portfolio Manager on the Multi Asset Management Team at Scotia Global Asset Management returns to cover everything from ETFs vs. mutual funds, passive vs. active management and even how psychological factors like loss aversion or FOMO can hamper your investments.
Check out Yuko’s
A breakdown of the jumbo interest rate cut
The Bank of Canada has announced yet another interest rate cut and this time, it’s a big one: a 50-basis-point reduction that brings the policy interest rate to 3.75%. As always, here to tell us what this latest announcement means for Canadians is Scotiabank’s Chief Economist Jean-François Perrault.
For an up-to-date breakdown of the Bank of Canada’s key interest rate and its change over time al
An ‘unprecedented’ step towards economic reconciliation
Cedar Leaf Capital is the first Indigenous-led, Indigenous-owned investment dealer in Canada. Our guests today describe that as unprecedented, disruptive and a step towards empowerment and economic reconciliation in Canada. Mindy Wight, CEO of Nch’ḵay̓ Development Corporation — one of the three Indigenous shareholders which own the majority of Cedar Leaf — and Cedar Leaf CEO Clint Davis are here t
How to avoid the latest online scams
When it comes to online scams, people not only need to remain vigilant to protect themselves, they have to look out for a parent and maybe even kids who are just starting to go online. So, this episode our fraud expert, Scotiabank’s Vice President of Cybersecurity Operations Louise Dandonneau, breaks down the latest cyber scams and offers tips on how you can keep your family safe.
Key moments t
Carbon Capture 101
Carbon capture sounds like a simple solution to a complex problem like climate change. And it’s especially appealing for a country like Canada with ambitious emission reduction targets. But does it work? John McNally, the Senior Advisor for Climate and Socio-Economic Policy at Scotiabank, recently wrote a report on the topic and is our guest this episode. He’ll give us a primer on this emerging te
So, what exactly is a power of attorney?
When it comes to estate planning, most people’s first thoughts are about creating a will. But there’s another important document that only about one third of Canadian adults currently have in place. And that’s a power of attorney or POA. Laura Tamblyn Watts, Author and CEO of Canada’s National Seniors Advocacy Organization, CanAge, and Rob McGavin, the Managing Director at Scotiatrust give us the
5 common investing mistakes to avoid
This episode, we’re breaking down five missteps that our guest Yuko Girard, Portfolio Manager on the Multi Asset Management Team at Scotia Global Asset Management has seen investors make time and time again. From following fads to trying to time the markets and much more.
Key moments this episode:
1:19 - Common investing mistake #1: Not diversifying beyond tech
3:39 - Common investing mistake
The important type of insurance you may have never heard of
The last time you borrowed money, there’s a good chance you were also offered insurance on that loan. Something that will pay off the debt or keep up with payments if anything happens to you. And you might have thought, “But, I already have insurance from my job or my partner’s job.” Well, it’s likely not sufficient, according to our guest this episode. Wayne Hewitt is the Senior Vice President of
What the latest interest rate cut means for Canada
The Bank of Canada made yet another 25-basis-point cut to its benchmark interest rate, marking its third in a row and bringing the rate to 4.25%.
This move was largely expected, but still welcome news for Canadians and a reflection of easing inflation.
Scotiabank’s Chief Economist Jean-François Perrault is back to break down this latest announcement and the impact of the central bank’s cutting
Key interest rate cut for the second time
The Bank of Canada has cut its benchmark interest rate by 25 basis points, marking the second cut in as many months, to 4.5%. Scotiabank’s Chief Economist Jean-François Perrault returns once again to break down the decision and its implications.
For an up-to-date breakdown of the Bank of Canada's key interest rate and its change over time alongside inflation numbers, visit our interest rate page.
Author Michelle Good on the state of reconciliation and ‘radical hope’
This episode we have a very special guest: award-winning author Michelle Good. Michelle is a writer of Cree ancestry and a member of the Red Pheasant Cree Nation in Saskatchewan. Her books include Five Little Indians and Truth Telling. Her writing takes an unflinching look at our nation’s past and how it still affects the present. So, she’s here today to give us a bit of a history lesson ahead of
The long-awaited interest rate cut has arrived — now what?
The Bank of Canada has cut its key interest rate for the first time in more than four years, marking a pivot in its long fight to tamp down inflation. After a quarter-percentage-point cut, the central bank’s benchmark rate now sits at 4.75% — welcome relief for variable-mortgage holders, businesses and others feeling the pinch of higher interest rates.
Scotiabank’s Chief Economist Jean-François Pe
The unexpected cost of caregiving
People are living longer, but the cost of caregiving is something many Canadians don’t plan for. Our guest this episode is Dr. Zahinoor Ismail. He’s a dementia expert and Clinician Scientist at the Hotchkiss Brain Institute at the University of Calgary. He’ll tell us all about the often overlooked emotional and financial impacts of caring for those with dementia as well as the research he’s doing
AI is creating ‘another industrial revolution,’ but is Canada keeping up?
Generative AI, the kind of artificial intelligence that creates content for you or answers questions based on a prompt, is already changing many aspects of our lives. But according to our guest this episode, that’s just the tip of the iceberg, especially when it comes to businesses taking advantage of this new technology. Divya Goyal is an Analyst in Global Equity Research at Scotiabank and will g
Real estate market update: Uncertainty, high stakes and suspense
Scotiabank Senior Economist Farah Omran is back this episode to give us her take on the state of the Canadian housing market. She'll break down the latest numbers, explain the high stakes and “suspense” she’s seeing, tell us what might play out in the next six months and much more.
Key moments this episode:
1:10 – Farah catches us up on the market since her last podcast appearance in the fall
A beginner’s guide to investing
This episode is a handy primer for anyone looking to get started in investing, or even those looking to refresh their knowledge. Our guest Craig Maddock, Vice President and Senior Portfolio Manager with Scotia Global Asset Management, breaks it all down in plain language. Everything from GICs, to stocks and bonds, to ETFs and mutual funds. It even addresses some common misconceptions and provides
Why is money so tough to talk about? (and how to fix it)
Talking about money with loved ones can be difficult. So in order to make those tricky conversations a little easier, a new project has broken down how we relate to money into six different Money Styles. Think love languages, but for finances. Tanya Eisener, the Senior Vice President of Retail Customer Value at Scotiabank, and Adam Palanica, the Senior Manager of Global HR insights and People Anal
Real Estate 101 – What to know when buying a home
Getting into the housing market these days can be daunting. So, this episode we’re answering all the questions you may have had about mortgages and real estate but were too afraid to ask. Our guest is Tracy Gomes, Senior Vice President of Real Estate Secured Lending at Scotiabank. Tracy will define some key terms, give us a primer on how to pick between a fixed and variable interest rate mortgage,
Breaking down the 2024 federal budget
The Liberal government has laid out its 2024 Federal Budget, with new spending focused on issues such as housing, defence, and childcare, with new tax measures to help offset the cost.
Rebekah Young, Scotiabank Economist and Head of Inclusion and Resilience Economics, joins us to break down the key takeaways Canadians need to know about the federal government’s spending plan, what is missing fro
Will we see an interest rate cut this summer?
The Bank of Canada held its benchmark interest rate steady at 5% for the sixth consecutive time, as expected. Even though inflation and other indicators are heading in the right direction, Governor Tiff Macklem said the central bank needed to see this pattern for longer to be assured it is “not just a temporary dip.”
Scotiabank’s Chief Economist Jean-François Perrault is back to discuss the Bank
Wills 101 with Willful CEO Erin Bury
In this episode, co-founder and CEO of Willful Erin Bury joins us to give us a Wills 101 lesson. She’ll cover everything from what exactly a will is to when you should get one, some key definitions and much more.
An earlier version of this episode said 57% of Canadians don't have a will, and that rises to 75% for younger Canadians. In fact, the poll showed that 43% of Canadians don't have a will,
Understanding loud budgeting and other social media money trends
Loud budgeting is just one of many money trends you may have seen in your social media feed lately. This episode we get a level-headed take on some of these fads with the help of Kingsley Chak, Senior Vice President of Deposits, Savings and Investments at Scotiabank. He’ll let us know which ones might work, which ones might not and why, as well as give some evergreen tips on getting a handle on yo
The secret to saving for retirement (and why it’s changing)
With life expectancy on the rise, people’s retirement years could soon be longer than their working years. So, how will that affect how you save? Our guest this episode is the Chief Investment Officer of Global Wealth Management at Scotiabank, Andy Nasr. He’ll tell us what those years might look like, give us some tips for saving at any age, and explain why living longer may change the conventiona
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