The Plain Bagel
A educational show about investing and personal finance, with a touch of economics. The host, a CFA charterholder and CFP professional working as an investment analyst in Ottawa, aims to give people the knowledge to make better financial decisions. Episodes cover financial topics in an accessible way. The content is for education only and not meant as financial advice.
Episodes
Are Trump's Tariffs Working?
00:00 - Introduction02:12 - Why Economists Disagree04:06 - Where’s the inflation? 08:12 - Are Tariffs Deflationary?10:00 - What About Manufacturing?11:32 - New Investments in the US15:06 - Why is GDP Growing?Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitment
How Diversification Works
Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website ordomain using code THEPLAINBAGEL.Correlation calculation tool: https://www.portfoliovisualizer.com/asset-correlationsIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicDiversification is one of those things y
Do Rate Cuts ACTUALLY Send Stocks Higher?
To try everything Brilliant (today's sponsor) has to offer for free for a full 30 days, visit https://brilliant.org/theplainbagel or click on the link in the description. You’ll also get 20% off an annual premium subscription.00:00 - Introduction02:41 - Basics of Rate Cuts06:05 - Experiment Details07:37 - Return Results10:06 - Result Explanation13:13 - TakeawaysIn today's video, I go over the hist
Clearing Up the Canada Tariff Misinformation
00:00 - Introduction02:23 - Canada's Supply Management04:20 - Canada's Tariff Rates06:22 - Tariff Rate Quotas06:51 - US Preferential Rates08:24 - Quota Underutilization10:22 - US' Own Restrictions12:06 - Closing RemarksUSMCA Trade Deal: https://ustr.gov/trade-agreements/free-trade-agreements/united-states-mexico-canada-agreement/agreement-betweenCBSA Tariff Rates: https://cbsa-asfc.gc.ca/trade-com
Plain Bagel QandA 8 | Extreme Questions on Technical Trading, Double Taxation, and Rebalancing
Topics addressed in today's video:- T-Bills- Technical analysis- Bitcoin- Dividends versus share buybacks (double taxation)- Strategies for rebalancingEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671DISCLAIMER:The vide
5 Investment Jobs Explained (and what they pay)
The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Correction: CFP stands for Certified Financial Planner, not Chartered.It can be confusing trying to understand the jobs that exist within the world of investments, so today I wanted to cover 5 common positions and dis
Clearing Up the Inflation Target Misinformation
Video of Jerome Powell Jackson Hole speech: https://www.youtube.com/watch?v=PZdOFw-gTo8Speech Transcript: https://www.federalreserve.gov/newsevents/speech/powell20250822a.htmVideo on the impact rates cuts have on stocks: https://youtu.be/rSpVmpiUTTMVideo on the Petrodollar Agreement: https://youtu.be/XK8DQEyXODUThis past Friday we had rumours circulate that Federal Reserve Chair Jerome Powell had
Bagel Buddies Trailer (April Fools Video)
Very excited to announce the latest project for my channel, I hope you're all excited for this new content!
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Investment Analyst Reacts to Finance TikToks - Prediction Markets and More
Get your free trial with Blinkist (today's sponsor) and save an additional 30%. Go to http://blinkist.com/bagel.My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.DISCLAIMER:This channel is for education purposes only and is not affiliated wit
Is a Bear Market Coming?
This Saturday, the current U.S. bull market turns 10 years old, the first to ever do so in America. But many are concerned that a bear market is waiting around the corner. Why? Let's find out on today's Plain Bagel!Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin
What are Futures?
Click the link to get two FREE months of Skillshare Premium: https://skl.sh/theplainbagel3If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)You've probably heard of the futures market before, or maybe you've seen future/forward prices mentioned in the news, but what are these numbers? Some magic number predicting future prices? Well...kind of! We'll discuss the top
An AI Scammer Is Trying to Steal My Viewer's Money
Found a video of me trying to scam my viewers.
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What is the Yield Curve, and Why is it Flattening?
You may have read news articles or heard somewhere that "the yield curve is flattening," but what does that mean? Find out with today's video!Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not r
Stock Multiples: How to Tell When a Stock is Cheap/Expensive
Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not respons
Styles of Investing | Active, Passive, and More
The Plain Bagel Episode VIIThere are many different philosophies that investors follow when making investment decisions, some of which directly conflict with other schools of thought. In this video, we'll go over the Active vs Passive debate, as well as Fundamental, Technical, and Quantitative investing.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://
Trump's Tariffs Deemed Illegal - What Now?
00:00 - Intro01:36 - The Supreme Court Ruling03:23 - What Tariffs Are Impacted?05:02 - What About Refunds?06:57 - The Implications07:46 - Section 122 Tariffs09:54 - Trump's Tariff Options11:46 - Why the Update Still MattersThe US Supreme Court has ruled that Trump's IEEPA tariffs are illegal - let's dive into what this means and how else Turmp may pursue tariffs.News Theme 1 by Audionautix is lice
A US Sovereign Wealth Fund - What, How, Why?
Trump has signed an executive order to establish a sovereign wealth fund - let's dive into what SWFs are, and what they would mean for the US.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an inv
I Interviewed The Prime Minister of Canada on Housing and the Economy
I had a unique opportunity to interview Prime Minister Justin Trudeau on the recently released budget, the Canadian real estate market, the economy, and financial literacy.
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The $6.4T Stock Drop - Why Is Everything Down?
00:00 - The Global Stock Crash02:06 - What's Causing the Drop?02:50 - 1: Fed Rate Decision04:39 - 2: Labour Data06:49 - 3: Japanese Carry Trade10:14 - How Markets Are Reacting11:18 - Why You Shouldn't Try Timing the Crash13:58 - Closing ThoughtsGlobal Stock Markets saw a sizeable drop over the past weekend, with $6.4T being wiped out. Today's video will explain the proposed reasons behind the sell
Why Does Everyone Hate Private Equity?
00:00 - Introduction02:51 - What is Private Equity?05:33 - The Problem 08:46 - Why So Reckless?15:00 - Other ConsiderationsPrivate equity has a pretty bad reputation, and some of it is well-deserved. In today's video, I dive into why private equity keeps getting into trouble.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible
The Problem With Robinhood’s Tokenized Stock Offering
Take your personal data back with Incogni! Use code BAGEL at the link below and get 60% off an annual plan: https://incogni.com/bagelNOTE: Richard does not hold any position (long or short) in Robinhood.Robinhood recently launched a new tokenized stock offering for private companies SpaceX and OpenAI...without the companies' approval. Today we dive into how the tokens work, the risks faced by inve
Cash Equivalents and Alternatives | Non Traditional Investments
The Plain Bagel Episode IVCash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.Intro/Outro Music: https://www.bensound.com/royalty-free-musicE
2024 Finance Rewind - The Year of Trump, AI and Crypto
As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagelDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a
Private Credit Panic - Why Investors Are Rushing For the Exits
Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWcPrivate credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover what we know about the situation.DISCLAIMER:This channel is for education purposes only and does not constitute financial ad
The Venezuela Oil Grab - What it Means for Oil Markets (and Canada)
Last weekend, the US captured Venezuelan dictator Nicolas Maduro and made moves to secure the country's oil. Today we'll discuss the feasibility of building out Venezuela's oil industry, and the risk it poses to Canada as a key oil supplier to the US.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions t
What A Year...
👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 2025 has been a crazy year - let's unwind with the annual finance rewind and review what these past 12 months meant for markets and the world economy.If y
America's Crypto Regulation - What the Genius and Clarity Act Means For Markets
With Crypto Week having drawn to a close, let's take some time to go through the laws that have passed, and what's trying to be passed - we'll go over the Genius Act, Clarity Act, and Anti-CBDC Act.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial instituti
Capitalization and Depreciation Explained
Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelCLARIFICATION: while R&D can be capitalized under IFRS (international accounting system), most R&D expenses cannot be capitalized under U.S. GAAP (the accounting system used by American companies).Capitalization and depreciation can be confusing topics, but they are worth unders
Dark Pools Explained - How Institutional Investors Utilize Off-Exchange Trading
This video is sponsored by Blinkist: get a 7-day free trial and 70% off Blinkist Annual Premium by clicking https://bit.ly/ThePlainBagelMay24 or by scanning the QR code.High-Frequency Traders: https://www.investopedia.com/terms/h/high-frequency-trading.aspPayment For Order Flow: https://www.investopedia.com/terms/p/paymentoforderflow.aspWith GameStop back in the news, I wanted to take some time t
The Bitcoin Treasury Reckoning - Why People Are Blaming JPMorgan
00:00 - Intro03:50 - Why bitcoin’s price has fallen05:27 - The decline of treasury companies 08:33 - Is Strategy about to collapse?12:56 - The JPMorgan conspiracy15:40 - Debunking the claimsRichard does not hold a position in JPM, MSTR or any other bitcoin treasury companies.With bitcoin's price down, bitcoin treasury companies have been pummeled - now investors are blaming JP Morgan. Today we div
The Fake Petrodollar Story - No, Saudi Arabia Didn’t Ditch the Dollar
Take your personal data back with Incogni - use code BAGEL at the link below and get 60% off an annual plan ➡️ http://incogni.com/bagel00:00:00 - Introduction00:02:54 - What's a Petrodollar?00:03:52 - The Death of the Dollar00:04:36 - The "Petrodollar" Agreement00:08:00 - Why the Dollar Dominates00:10:11 - Why Saudi Arabia Can't Quit the Dollar00:11:55 - The Truth Around the Dollar's Decline00:14:
Investment Analyst Reacts to Finance TikToks - Holiday Special 2024
Happy holidays - let's celebrate with finance TikToks.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education p
Canada's Ridiculous Trade Barriers...With Itself
Canada has been looking into removing it's interprovincial trade barriers, but what exactly are these barriers, and how much are they costing the Canadian economy?If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as a
Rest in Peace…
Paying our respects to TikTok
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Finance Movie Review: Barbarians at the Gate
Take your personal data back with today's sponsor Incogni! Use code BAGEL at the link below and get 60% off an annual plan: http://incogni.com/bagelBarbarians at the Gate is an older finance movie that covers the largest leveraged buyout in US history at the time - RJR Nabisco. The movie is chock-full of jargon and references, which gives us a lot to dive into.If you'd like to support the channel,
Grocery Store Greedflation - Is Price Gouging Behind Higher Food Prices?
There's been a lot of talk about grocery stories price gouging during the pandemic - in today's video, I go through the financial statements of some of Canada's and the US' largest grocers to see if big chains really are ripping off consumers.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by
Making a Synthetic Stock
Synthetic stocks are investments that replicate a stock's return; in other words, they earn money from a company's success despite having no ownership of the firm. Today, let's go through the exercise of creating one so we can better understand just how capable the world of options truly is.NOTE: As mentioned, this example is grossly oversimplified and doesn't take into transaction costs nor contr
Investment Analyst Reacts to Finance TikToks - Part 7
Diving back into to the world of TikToks to see what knowledge we can gleam.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for edu
Plain Bagel QandA 1 | Good Reads and Rolled Sleeves
The Plain Bagel Q&A 1Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books suggested by my colleagues. The first few are on personal finance, while the last two focus specifically on investing:- Moolala: Why smart people do dumb things with their money (and what you can do about it) by Bruce Sellery- Wealthing Like Rabb
Stock Market Corrections: Why Markets Stumble
Every so often, the markets take a tumble, sometimes of a material magnitude. What causes these drops, and why do they happen when things are up? Let's explore these questions and more with today's episode.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not r
Investing Won't Make You Rich (Probably)
SEC Warning Link: https://www.sec.gov/investor/alerts/tradingseminars.htmAlso two points to clarify:1) By "rich," I mean the excessive disposable income promised by the investment ads I've seen (fast cars, private jets, etc.).2) I don't disagree that investments are vital to growing your wealth (I do run an investment channel, after all), and you can make you a lot of money investing WHEN it's com
The Index Fund/ETF Bubble - How Bad Is It Really?
Here is the link to Michael Burry's interview: https://www.bloomberg.com/news/articles/2019-09-04/michael-burry-explains-why-index-funds-are-like-subprime-cdosBen Felix's Index Fund Bubble video: https://www.youtube.com/watch?v=Wv0pJh8mFk0If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)You've probably seen the circulating claim that we're in an index fund bubble;
The Canada-China Trade Deal
👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 00:00 - Intro03:15 - Canada and China Background06:48 - The Trade Deal08:58 - Other Agreements10:24 - Why China?13:15 - Controversy14:50 - Final Thoughts1
Huge Announcement
Some huge news for the channel"Election Music" by MUSIC4VIDEO (https://youtu.be/xOc9U6nMtn8?si=sFPqblwqM0MSEjdo)
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The Active Vs Passive Investing Debate
Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website ordomain using code THEPLAINBAGEL.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicAs someone starting off it might not be clear what the difference between active and passive investing is, or why people are
Investment Analyst Reacts to Finance TikToks - Naughty and Nice Edition
It's Christmas season, you know what that means - more financial TikToks.My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WEDISCLAIMER:This channel is for education purposes onl
Stock Options Explained
Correction: At 4:20, the graph in the top left-hand corner is slightly off; for total return, the curve should not intercept at (30,0), but rather should be shifted slightly to the left so that the bend in the line occurs at (30,-2). Sorry for the blunder.Option Pricing Factors:- Underlying stock price (higher = higher call premium, lower put premium)- Underlying stock price volatility [expected]
The 2025 Gold Rush - "Debasement Trade" or FOMO?
To learn for free on Brilliant (today's sponsor), go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant!00:00 - Introduction02:14 - Why Investors Buy Gold04:10 - Why Gold's Rallying08:34 - The Debasement Trade09:47 - Considerations13:27 - Gold's Questionable Price Stabilit
Plain Bagel QandA 6 | Duration, Convexity, and Craig's Filming for Free!
Topics addressed in today's video:- How Canada taxes short-term traders- How long synthetic stocks last- 2008- Duration & convexity- The value of non-voting shareshttps://www.youtube.com/channel/UCoYDuEolAYsjQzzqe2dh1sgEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.co
What is a Preferred Share?
Click the link to get two FREE months of Skillshare Premium: https://skl.sh/theplainbagel2If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Yield has become increasingly elusive, but preferred shares continue to offer high single digit payouts. But there's a lot more to this security than meets the eye, let's take a closer look.Intro/Outro Music: https://www.bensou
"The Biggest Trade Deal Ever" - The EU-US Agreement Explained
On Sunday the US and EU announced a trade deal, subverting a massive trade war - let's go over the details of the agreement.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. R
Trump’s “Dumb” Trade War With Canada - What Happened, and What Now?
Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/plainbagelTrump started - then postponed - a trade war with Canada. Let's go over what happened, and why the tariffs were so controversialIf you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only a
What do Rising Interest Rates Mean?
Interest rates are on the rise in both Canada and the U.S., what does this mean for consumers and investors? Find out with today's episode!Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/
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Stock Indices and Index Fund Investing
Index funds are some of the most popular investment vehicles around, and yet few fully understand how indices work. So today, let's take a moment to understand what constitutes an index, and how we can use them to invest.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes onl
Behavioral Finance | Investor Irrationality
The Plain Bagel Episode XIAs humans, we tend to fall victim to different biases when making financial decisions. Let's take a look at behavioral finance and explore how we can circumvent these common pitfalls.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/
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What is Quantitative Easing?
Click the link to get two FREE months of Skillshare Premium: https://skl.sh/theplainbagel5If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicYou've probably heard of quantitative easing, or the "expanding" or "unwinding" of a central bank's balance sheet, but what do these things mean? We go over the unco
Plain Bagel QandA 9 | Robo Advisors, Valuation, and an Ugly Website for Research
If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Topics Covered:- Inflation's effect on debt - 0:28- Where to find cash flow information - 2:14- Are statements connected? - 3:56- How to value net loss companies - 4:47- Thoughts on robo advisors - 6:14Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://
Canada's Getting a Sovereign Wealth Fund
Prime Minister Mark Carney recently announced that Canada was getting a new sovereign wealth fund, and that individual Canadians will be able to invest in it. Today we'll dive into the details, and what it means for Canadians.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please s
The Grossman Stiglitz Paradox - Collaboration with Ben Felix
The Grossman-Stiglitz Paradox is one which highlights that stock markets cannot possibly be efficient. Why? Let's find out on today's Plain Bagel!Make sure to check out Ben Felix's channel, Common Sense Investing: https://www.youtube.com/channel/UCDXTQ8nWmx_EhZ2v-kp7QxADISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not
Should You Buy a House? (First Time Home Buyers)
The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Mortgage calculator: https://www.realtor.ca/calculator#v=paymentIf you're interest in buying your first home, you're probably wondering how much home you can afford, and what you can expect to pay on a monthly basis.
FTX’s 118% Refund Plan
Take your personal data back with today's sponsor Incogni! Use code BAGEL at the link below and get 60% off an annual plan: http://incogni.com/bagel00:00 - Intro02:38 - Recap05:11 - The Payback Plan08:06 - Where'd The Money Come From?11:52 - What Now?On October 7th, a bankruptcy court approved FTX’s plan to pay back customers 118% of their account values as of November 2022. In today’s video, we g
The Risk the War in Iran Poses to the Global Economy
00:00 - Intro02:12 - Iran Primer03:36 - Iran’s Oil04:55 - The Strait of Hormuz08:17 - Global Economic Impacts11:11 - How This Impacts the US?12:40 - What About Stocks?13:17 - Final ConsiderationsThe Impact of War on Markets and the Economy: https://youtu.be/vl156QpXr5g?si=1QIYNSTklODaVS3BOn February 28th, the US and Israel launched a massive military operation in Iran aimed to hamstringing the cou
Investment Analyst Reacts to Finance TikToks - Bonus Edition
Welcome to the 10th TikTok Review video!My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WEDISCLAIMER:This channel is for education purposes only and is not affiliated with any
Waiting to Invest is Costing You... A Lot
Link to OSC report: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.PDFIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)It can be tough to get started with investing, but waiting to invest can actually cost you hundreds of thousands of dollars. We'll discuss how in today's video.DISCLAIMER:This channel is for education pur
The Cost of Share Dilution
Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelShare dilution refers to when a company issues more shares in addition to what's already outstanding, and even though you might not notice a change in the value of your share, it does have a material impact on your holdings. Some share issuances do eventually benefit the investo
AI Is Giving Financial Advice Now
00:00 - Introduction02:23 - ChatGPT Announcement05:44 - The Pros07:54 - Advice Concerns10:09 - Regulatory Ambiguity14:22 - Considerations for Using AI Advisors16:56 - Will AI Replace Advisors?Dead on the Money Podcast Episode: https://youtu.be/po9zpbVQOYE?si=1B2Ff87jzRakyMdrChatGPT announced this week that it would allow users to connect their bank/investment accounts to the platform to receive AI
Plain Bagel QandA 2 | Income and Wolf Mugs
The Plain Bagel Q&A 2Question topics: The time it takes to invest, how to buy investments, gambling, income vs revenue, renting vs buying real estate*I apologize for the color issues with the video – we had technical lighting difficulties while filming*Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/
The Fundamentals | Why is Investing Important?
The Plain Bagel Episode ILet's start from the beginning - what is investing? This video covers some basic concepts, and strives to argue why its important to learn more about investing.To skip over the basic concept's section, jump to 3:08.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:https://www.can
How Negative Interest Rates Work (And What They Would Mean for the Economy)
U.S. President Donald Trump has suggested the Federal Reserve should bring interest rates below zero...but what does that even mean? Will you be paid for taking out a loan? We'll answer these questions and more.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeo
No Deal For Canada - Now What?
00:00 - Intro02:22 - Recap04:47 - The Latest Tariff Update05:47 - The CUSMA Exemption08:04 - Effective Tariff Rates08:58 - The (Still) Negative Impact of Tariffs10:34 - Where Canada Goes From Here12:40 - ConclusionOn Thursday we got the news that Canada would be seeing its tariff rate increase to 35% after failing to reach a new agreement with the US. Today we'll discuss what it means for Canada's
Bonds | Using Debt to Invest
The Plain Bagel Episode IICompanies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/
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Plain Bagel QandA 4 | P/E, QE, and Short-Term Needs
The Plain Bagel Q&A 4More Details on QE:QE is a concerted effort to provide additional monetary stimulus to the economy in order to light a fire under it and get growth increasing again. If we look back at recent history, during and for a long period after the financial crisis of 08/09, the central banks dropped their key interest rates to zero or virtually zero. They did this in order to incenti
Trump's "Revenge Tax" On Investors Outside the US
00:00 - Intro01:42 - What Section 899 Does02:44 - Withholding Tax Basics04:34 - Impacted Investments06:37 - What Constitutes "Discriminatory Taxes”10:21 - Implications for Foreign Countries12:03 - Implications for the US14:08 - What Investors Should DoHidden in the US "Big Beautiful Bill" is a meaningful tax proposal (Section 899) that will have a meaningful impact on investors outside the US...an
Why Investors Love Dividends (And Why They Can Be Dangerous)
Ever wonder what all the hype around dividends is? With today's video, we'll dive into how dividends work, why people like them so much, and what to look out for when hunting them down.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:Richard does not have a personal position in any of the referenced companies.
What Just Happened With GameStop?
GameStop is back in the news after rallying over 100% this week. Today's video discusses what's going on, and whether the speculative theories around where the ticker goes from here have any merit.Article explaining XRT short interest: https://www.nasdaq.com/articles/why-spdr-retail-etf-xrt-600-short-2011-06-10SEC Report: https://www.sec.gov/page/sec-staff-release-gamestop-reportDISCLAIMERS:I do n
Managed Solutions | ETFs and Robo Advisors
The Plain Bagel Episode VIManaged solutions can come with pretty high fees, which has led to the development of low cost investment vehicle alternatives. In this video, we discuss the popular Exchange-Traded Fund (ETF) as well as the topical Robo-Advisor.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:
Taxes | Registered Accounts and Tax Efficiency
**Edit** there is no distinction between short-term and long-term capital gains tax in Canada. Favourable taxes are only NOT provided in some instances of day trading - you CAN trade within the same year and still receive the favourable tax rate in Canada.The Plain Bagel Episode IXTax is a pretty confusing field, yet it's essential for investors to learn. To help you get started, here are some hig
Fees | How Investments Cost You
The Plain Bagel Episode VIIIInvestments are a great way to expand one's wealth, but don't be fooled - there are still fees to pay for the services provided to you. In this video, we'll go over the types of costs you'll pay as an investor, as well as how you can learn more about the specific fees you face.MUTUAL FUND SERIES INFORMATION:- https://www.getsmarteraboutmoney.ca/invest/investment-product
What Constitutes Market Manipulation? Featuring @LegalEagle
There's been a lot of discussion around whether Keith Gill is manipulating GameStop shares - let's dive into whether or not this could be legally considered a pump and dump.Thank you @LegalEagle for lending your expertise!If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial
Risk - Understanding Investment Uncertainty
The Plain Bagel Episode XIn investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.Sources: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdfIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://fr
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